BaFin - Navigation & Service

Topic Macroeconomic supervision Important European reforms

Article from the Annual Report 2016 of the BaFin

Did you find this article helpful?

We appreciate your feedback

Your feedback helps us to continuously improve the website and to keep it up to date. If you have any questions and would like us to contact you, please use our contact form. Please send any disclosures about actual or suspected violations of supervisory provisions to our contact point for whistleblowers.

We appreciate your feedback

* Mandatory field

Publications on this topic

Ger­man Fi­nan­cial Sta­bil­i­ty Com­mit­tee on risks and re­silience in the Ger­man fi­nan­cial sec­tor

A statement issued on Thursday, 13 October 2022 by the German Financial Stability Committee (FSC) declared that while German financial institutions were well capitalised overall, they should prepare for a significantly altered risk situation. In its statement, the FSC set out its views on the weakening of the economic environment, heightened risks and safeguarding the resilience of the German …

BaFin's FAQ on the Sys­temic Risk Buffer

Questions raised by institutions and associations on the determination and application of the capital buffer for systemic risks arising from residential real estate financing

Gen­er­al Ad­min­is­tra­tive Act or­der­ing a cap­i­tal buffer for sys­temic risks un­der sec­tion 10e of the KWG

Pursuant to section 10e (1) of the KWG, a capital buffer for systemic risks in the amount of two percent is ordered for residential real estate financing.

Gen­er­al Ad­min­is­tra­tive Act gov­ern­ing the rate for the do­mes­tic coun­ter­cycli­cal cap­i­tal buffer un­der sec­tion 10d of the KWG

Pursuant to section 10d of the KWG the rate for the domestic countercyclical capital buffer is set at 0.75 per cent of the total risk exposure amount determined in accordance with Article 92(3) of Regulation (EU) No. 575/2013, effective 1 February 2022.

Pack­age of macro­pru­den­tial mea­sures: BaFin plans to in­crease the coun­ter­cycli­cal cap­i­tal buffer and set a sys­temic risk buffer for the res­i­den­tial prop­er­ty sec­tor

The Federal Financial Supervisory Authority (BaFin) intends to set a countercyclical capital buffer of 0.75 percent of risk-weighted assets on domestic exposures and to introduce a sectoral systemic risk buffer of 2.0 percent of risk-weighted assets on loans secured by residential property. The rates are currently set at zero percent. This decision takes into account analyses carried out by the …

All documents